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Many borrowers now find adjustable-rate mortgage (ARMs) appealing because of its low introductory rate. Compared to the typical rate of 30-year fixed rate...

The only way for most people to get a car is by taking out a loan to pay for it entirely. Based on an article posted on Consumer Reports, at least 56%...

Most American adults spend a considerable chunk of their lifetime income servicing the mortgage on their home. High-interest rates, fines, penalties, and...

If you had started your search for a mortgage a while ago, you might have noticed that the rates keep changing. But why does the mortgage rate in Utah...

When you spend more than you earn, a lot of things happen. You end up getting short on cash and borrowing to pay for your debt, which starts small, as...

Are you a new driver in Illinois? Before you try to hit the road, you need to know a couple of things first. For example, do you know your minimum liability...

With mortgage plans extending up to three decades, the interest can add up to a significant amount of money. Paying too high of an interest rate can cost...

With so many options available, choosing a car can be challenging, especially for first-time buyers. While asking your friends or reading reviews is a good start for your search, experts recommend the following steps when buying a new car. 1. Find out what you really need There should always be a balance between your needs and wants. Ask yourself again why you are looking...

Despite nursing the dream of owning a home at some point in their lives, many Americans are unfamiliar with the mortgage process. These developments lead...

If you are a homeowner who has just started paying off your very first home loan, you’re essentially amortizing your home loan. Mortgage amortization...

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